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Home Sellers Information |
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Home Sellers Information |
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| "How to Guarantee You Get Your Home Sold And For The Highest Possible Price!"Focus In On The Major Key Issues And... |
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SELLING YOUR HOME WITH A REALTOR - OR GO IT ALONE |
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SELLING YOUR HOME WITH A REALTOR - OR GO IT ALONE |
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| If you have decided that now is the time to sell your home, you might be thinking: should I hire a realtor® or do it alone. Have you ever considered repairing your own car? Anyone can buy the tools and parts. |
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HOME VALUES |
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HOME VALUES |
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| Home value sometimes referred to as "Value in Use", is best described as the probable price at which a home trades in a free, competitive, and open market and is synonymous with the market value.
market value:
Market value is the highest price in terms of money, that the property will bring to a willing seller if exposed for sale on the open market; allowing a reasonable time to find a willing buyer, buying with the knowledge of all the uses to which it is adapted and for which it can be legally used, and with neither buyer or seller acting under necessity, compulsion nor peculiar and special circumstances.
subjective value/objective:
Subjective value exists in the minds of the potential buyers and seller. |
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SELLING A HOME CAPITAL GAINS TAX |
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SELLING A HOME CAPITAL GAINS TAX |
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| The Income Tax Act does not specifically set out whether or not a gain or loss is capital in nature. The taxpayer is responsible for reporting the gain as income or capital gain. This report may then be challenged by the Canada Customs and Revenue Agency with the onus of proof on the taxpayer. |
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SELLING YOUR HOME - WHEN IS THE RIGHT TIME? |
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SELLING YOUR HOME - WHEN IS THE RIGHT TIME? |
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| When should I sell my home?
Your answer to this question might be right now! If you have taken a job in another city or made an offer on a new home, or had an addition to your family, selling your home fast might be the most important goal you have. Most people, however, have some flexibility whey they sell their home. |
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HOW REAL ESTATE MARKET CONDITIONS AFFECT YOUR OFFER PRI |
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HOW REAL ESTATE MARKET CONDITIONS AFFECT YOUR OFFER PRICE |
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| A hot market is a "seller’s market". During a seller's market, properties can sell within a few days of being listed and there are often multiple offers. Sometimes homes even sell above the asking price. |
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STAGING… FOR A FASTER SALE AND HIGHER PRICE |
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STAGING… FOR A FASTER SALE AND HIGHER PRICE |
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| There are many television shows today that focus on home staging. If you have not watched any, do yourself a favor and tune in. They all say the same thing: do not even consider putting your house on the market until you have taken a close look at its condition. |
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8 COMMON MISTAKES MOST HOME SELLERS MAKE |
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8 COMMON MISTAKES MOST HOME SELLERS MAKE |
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| 1. Failure to effectively market the property. Good marketing distinguishes your home from hundreds of others on the market, selling its benefits not just its features. |
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THERE ARE RENOVATION LOAN GRANTS: |
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THERE ARE RENOVATION LOAN GRANTS: |
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| This Grant offers financial assistance to low-income households who own and occupy substandard housing to enable them to repair their dwellings to a minimum level of health and safety. It is called the Residential Rehabilitation Assistance Program (RRAP).
Who is eligible?
Homeowners may apply if: the value of their house is below a specified figure; and their household income is at or below established ceilings (limits) based on household size and area. |
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Buyers Information |
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Buyers Information |
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| Welcome Buyers!While it is possible to find your first home on your own, the assistance of a sales representative can be a real benefit to you. Not only in terms of knowledge and experience but also through ready access to home listings and market information.
I offer you the highest level of service as you search for your new home, and I will assist you with the following:Help you establish what you can afford and help you identify your price range Help you determine your needs and the feature you will want to lock for in a home Inform you of current market conditions as you search for your new home Assist you with aspects of your offer to purchase Assist you with details involved in closing the sale Every home purchase is a big step no matter how often you move. |
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BUYING HOME CHECKLIST |
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BUYING HOME CHECKLIST |
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| If you are buying a home, then, before you decide on whether this home is your dream home, the following checklist will help you look at prospective homes with a critical eye. We suggest printing this page and putting it on a clipboard. |
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IS A HOME A GOOD INVESTMENT? |
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IS A HOME A GOOD INVESTMENT? |
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| For those wanting a steady return on their money, houses can be a sure bet. When the baby boomers started madly buying houses in the 1980s, suddenly real estate seemed like the path to instant wealth. The real estate markets fluctuate constantly. |
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RENTING VS. BUYING, WHICH IS BETTER? |
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RENTING VS. BUYING, WHICH IS BETTER? |
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| One thing is for sure; we all know that we need a roof over our head. In most people’s case they end up having to pay either Rent for this roof or a Mortgage payment, unless of course you have a rich family that can offer you FREE or Reduced Rent. The point is, we ALL have to pay for a roof over our heads. |
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YOU CAN BUY A HOME WITH NO MONEY DOWN! |
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YOU CAN BUY A HOME WITH NO MONEY DOWN! |
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| Is there such a thing as a No Down Payment Mortgage?
There is now a product available from major lenders that allow you to purchase a house with no down payment. There are also lenders that will give you up to 5.2% cash-back on the closing. |
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7 HELPFUL TIPS THAT ENSURE YOUR LOAN PROCESS GOES SMOOT |
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7 HELPFUL TIPS THAT ENSURE YOUR LOAN PROCESS GOES SMOOTHLY |
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| The loan and mortgage process is a stressful and sometimes frustrating process. The idea is to make the entire process go as smoothly as possible. What is most important? Be prepared before you sit down with your loan officer. |
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